American Express Gold Card Review

Expert Score

The American Express® Gold Card offers various benefits for cardholders looking to maximize their rewards and travel experiences. With an annual fee of $250, this card offers a competitive rewards rate that includes 4X Membership Rewards points at restaurants, plus takeout and delivery in the U.S., 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards points on flights booked directly with airlines or on amextravel.com. Additionally, cardholders can enjoy no foreign transaction fees and up to $120 in annual dining credits. In this article, we’ll delve into the comprehensive American Express Gold Card review and talk about its benefits, features, all kinds of rates and fees and comparisons with other similar credit cards.

Quick Highlights

Introductory Bonus

Annual Bonus

Benefits of the American Express Gold Card

American Express Gold Card Rates and fee

Eligibility Criteria for American Express Gold Card

To apply for the American Express Gold Card, you must be at least 18 years of age and a resident of the United States. You also need to have a good credit score and meet the income requirements set by American Express.

To be eligible for the American Express Gold Card, you must:

Customer Service

6.9

Expert Score

Conclusions

Experience the world in style with the American Express® Gold Card. With various rewards and benefits, this card is perfect for travelers who want to make the most of their trips. This card has everything from $120 in Uber Cash annually to 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Plus, you can travel worry-free with no foreign transaction fees and access to the Global Assist® Hotline. With an intro offer of 60,000 Membership Rewards® Points and an annual fee of $250, this card offers exceptional value for frequent travelers.

Business Rating:
30%
Rewards Value
50%
Rewards Flexibility
70%

Pros

Cons

FAQ'S Releated to This Card

The American Express Gold Card is considered a premium credit card, and therefore has higher eligibility requirements compared to other credit cards. However, it is not impossible to obtain if you have a good credit score and meet the minimum income requirements set by American Express. To get approved for the American Express Gold Card you must be a U.S. citizen, 18 years old, and a FICO Credit Score higher than 700 is required.

The American Express Gold Card is a rewards credit card that offers various benefits to its card members. These benefits include travel, dining, entertainment perks, shopping, and protection benefits. It is designed for individuals who frequently spend on these categories and want to earn rewards. The American Express Gold Card offers 4 membership rewards points at restaurants and delivery in the United States. Also, 4 membership rewards per every Dollar spent in U.S. supermarkets (up to $25000 yearly spent on purchases), then 1 point per every Dollar spent on other purchases.

The answer to this question depends on individual spending habits and preferences. However, the American Express Gold Card continues to offer various benefits that can be valuable for many cardholders. Some may find the rewards and perks well worth the annual fee of $250, while others may not see as much value in them.

American Express does not disclose a specific limit for this card, but it is known to have a higher limit compared to other credit cards due to its premium status. The American Express Gold Card is a Charge Card, meaning the balance must be paid in full each month. While there is no pre-set spending limit, approval is based on factors such as payment history and credit record. Additional documentation may be required for responsible card use. This card is great for earning rewards on everyday purchases like gas, groceries, and drugstore items.

The annual fee for an American Express Gold card is $250

The American Express Gold card is not accepted in countries subject to U.S. economic sanctions, such as Cuba, Sudan, South Sudan, Iran, and Syria.